Corporate Credit Analyst

ESSENTIAL DUTIES AND RESPONSIBILITIES:
- Analyze new loan opportunities for credit relationships. Profitability models should be included to determine the bank¿s overall return on the relationship.
- Present Loans with appropriate recommendations to the Loan Committee
- Monitor collateral values for marketable securities.
- Monitor policy exceptions and report to Credit Department Manager.
- Assist with other projects as requested.

EDUCATION/EXPERIENCE:
BS (Bachelors Science degree) in Finance, Accounting, Computer Science or Economics required, MBA with a finance/financial engineering concentration preferred.
Minimum two-years underwriting and/or accounting experience required.
- 2 to 3 years Experience in investment, commercial, retail or mortgage banking.

TECHNICAL SKILLS AND ABILITIES:
* Ability to work independently and set up new credit investment limits for the banks counter parties and link exposures and limits to the respective economic parent within Credit Department, and possess the ability to explain and cure various systems violations.
* A history of being a team player.
* Knowledge of credit granting and credit monitoring processes.
* Proven success in defining, maintaining, and communicating the applications of a credit accounting system/framework within a sophisticated financial services environment.
* A thorough understanding of bank investment and credit portfolio management, including interest rate, credit and market risk, and the proven ability to manage and mitigate risk at multiple levels of a financial institution.
Formal bank credit training preferred.
Above average oral and written communication skills.
Proficient in all spreadsheet and PC based applications.
Established time management skills.
Detail oriented