Recovery Officer

UniCredit Tiriac Bank

08-08-2010 | EXPIRA LA 14-08-2010

Job expirat

RESPONSABILITATI

• Identification of the clients with overdue amounts over 90 days;
• Assessment of the borrower’s legal and economic situation;
• Assessing of the current status of the loan exposure and its related collateral, assessing the debtor’s business and financial performance (including repayment capacity);
• Performing visits to customers
• Performing periodically visits to the collaterals’ site
• Identifying, proposing and negotiating the solutions with the debtors in view of an amicable recovery
• Supervising the agreed restructuring plan
• Cross Checking of loan documentation and of collateral contracts – subject of support provided by Legal Division;
• Representing the Bank in the Creditors’ Assembly for the cases where the Insolvency Proceedings has been initiated ;
• Monitoring of the debtors, part of WO portfolio ;
• Monitoring the legal status of the debtors’ in allocated region, based on the information provided by specialized internet sites;
• Overseeing the enforcement / bankruptcy procedures;
• Fulfillment of notification, debtors’ status and reporting duties;
• Supervising all collection procedures in allocated region;
• Updated on Insolvency / Enforcement laws and NBR regulations regarding workout activity


CERINTE

• University Degree in Business Administration (legal studies would constitute an advantage)
• Minimum 2 years experience in banking activity
• Disponibility for extensive traveling

• Good communication skills
• Good negotiation skills - profit orientated person
• Capability to work independently (at all stages of a transaction including decision making)
• Capacity to work under stress
• Team player
• Good command of English


DESCRIEREA FIRMEI

UniCredit Group este una din cele mai mari organizatii financiar-bancare din Europa, fiind numarul 1 pe piata bancara din Europa Centrala si de Est. UniCredit este prezent in 23 de tari, unde 170.000 angajati deservesc peste 40 milioane de clienti prin intermediul a 9,000 de sucursale.

UniCredit Tiriac Bank , membra a Unicredit Group este un important jucator pe piata bancara din Romania, cu active in valoare de 3,6 miliarde EUR, o retea de peste 140 sucursale, unde peste 2.600 de angajati vin in ajutorul a peste 600.000 de clienti.