Job expirat
-Perform detailed analysis and review of credit proposals to ensure they are complete, accurate, consistent, and comply with current policy and procedure for credit proposals to be submitted for approval;
-Identify and present in written advices key policy, loan structuring, and risk issues to be addressed;
- Advise account managers on presentation issues, ING policy, risk acceptance standards, loan structuring to ensure that proposals address all key risks prior to submission for approval;
-Assist with credit process administration, including following pending items in HO (head office) and assisting HO and regional RM (risk management) inquiries on reports and specific proposals;
-Track proposal progress and documentation checklists.
-Prepare and review required reports to assist the department in meeting its portfolio quality, loan monitoring and reporting objectives. Portfolio monitoring/ reporting as back-up;
-University degree in a relevant field such as finance, business, economics or accounting;
-3-5 years of bank experience, generally in a credit analyst, corporate lending or risk management position.;
-Fluent English, verbal and written;
-Excellent interpersonal skills;
-Superior attention to detail with sharp quantitative skills;
-Analytical thinking, discipline, flexibility, teamwork, commitment.
ING Romania is part of ING Group, international financial institution of Dutch origin, offering banking, insurance and asset management services to 60 million clients in 50 countries, through its 112,000 employees. ING Romania covers 62 cities through its bank branches and life insurance agencies and employs about 900 full-time staff, also benefiting from a network of 2,000 life insurance consultants. In 2004, ING celebrated 10 years of presence on the Romanian market, being the first international bank to open a branch after 1989. ING is dedicated to deliver financial services valued by clients. We can only achieve this mission through our people. This is why we put a continuous effort in recognising and attracting talent and further developing our human capital. ING core values represent the fundamental beliefs and the basics of our way of doing business: Integrity, Entrepreneurship, Professionalism, Responsiveness and Teamwork. We try to identify them in each and every employee