Job expirat
1. Analysis of the company¿s approach towards: portfolio risk management, macro-economic risk management, interest/currency rate management, transaction exposures and related operational risk, liquidity provisions, cash management ¿ in order to determine that downside financial risks are being properly monitored;
2. Preparation and ongoing management of the Underwriting Policy, Loan Approval Policy, Debt Recovery Policy and Unit (if in-house), MIS;
3. Development and continuous monitoring of the Scorecard / Scoring process and Credit Procedures;
4. Development and management of relationships with related statutory, financial and regulatory bodies, pro-actively ensuring that the organization is kept abreast of the latest market developments in the financial risk arena.
¿ A minimum of 3 years of risk management experience, with a minimum of 1 year experience with financial retail risk;
¿ Sound expertise on financial portfolio management;
¿ Demonstrated in-depth knowledge of market risks and operational risks within a finance-oriented environment;
¿ Sound understanding of macro-economic issues and their impact on financial portfolios;
¿ Proven track record of strategic thinking in a team-oriented environment;
¿ Proven ability to deal efficiently with providers of risk analysis tools and with banks that are providing refinancing;
¿ Entrepreneurial overview, strategic and flexible thinking;
¿ Sound analytical skills, articulate and strong personality;
¿ Proficient, bilingual communicator (English/Romanian).