Job expirat
-Monitor deteriorating portfolio segments and Watch List credits; manage early-stage problem loan situations;
-Analyze the potential financial loss for the bank and advise on the amount of provisions to be taken;
-Evaluate the bank s position, documentation, collateral and ultimate collectability of deteriorating and problem loans; review the accuracy of credit ratings;
-Negotiate and/or assist in negotiations with all stakeholders (management, advisers, directors, other creditors etc.) the necessary changes in financial structure, possible management changes, (re)organization of production & (financial) administration, sale of (parts of) the companies assets or shares.
-Perform extensive analysis on both economic and legal issues, in order to properly advise on strategy;
-Implement and execute strategy (restructuring or recovery) for designated credit files.
-University degree in economics and/or law;
-At least 3 years of bank experience, ideally in credit structuring/ corporate lending;
-Problem solving attitude - initiative, proactive approach, ''can-do''attitude;
-Able to make sound and accurate business decisions;
-Ability to handle sensitive situations and to perform under pressure;
-Able to communicate efficiently;
-Fluent English, verbal and written.
ING Romania is part of ING Group, international financial institution of Dutch origin, offering banking, insurance and asset management services to 60 million clients in 50 countries, through its 112,000 employees. ING Romania covers 62 cities through its bank branches and life insurance agencies and employs about 900 full-time staff, also benefiting from a network of 2,000 life insurance consultants. In 2004, ING celebrated 10 years of presence on the Romanian market, being the first international bank to open a branch after 1989. ING is dedicated to deliver financial services valued by clients. We can only achieve this mission through our people. This is why we put a continuous effort in recognising and attracting talent and further developing our human capital. ING core values represent the fundamental beliefs and the basics of our way of doing business: Integrity, Entrepreneurship, Professionalism, Responsiveness and Teamwork. We try to identify them in each and every employee