Job expirat
- Follow the credit policy and make proposals for the improvement of UniCredit Tiriac Bank lending procedures;
- Makes credit decisions up to assigned competence toghether with Regional Corporate Manager; Such competence is subject of withdrawing in case that review randomely performed by HO Underwriting shows unsatifactory outcome;
- Participates actively to origination process of exposures falling within HO competence, providing risk specific input;Issues an NBO risk opinion for exposures exceeding regional competence
- Prepares all files for submitting to relevant credit authority together with their opinion;
- Ready to answer to all questions about credit files; Inform the management about overall conditions of credits;Continuossly scrutinizes local environment/portfolio and provides info to HO CRM about any adverse change that might affect quality of Bank’s lending assets
- Cooperates with all involved department in finding of information in order to have a clear view about the clients who request credit facilities (Legal, Corporate, Evaluation Desk etc.).
- Close cooperation with Monitoring Department for clarifications, in order to be implemented the credit decision as intended
- Follow close the group exposure of all facilities proposed in order to be submitted to the related approval authority
- Networking- provides support to HO Underwriting and the other Regional Risk Managers with regard to overall perception of local environment on different companies/local specific sectors;
- Rating: co-ordinates collection of Financial Statements required by regular assignement of customer’s rating ; Approve rating for exposures under his/her authority;
- University graduated, economic specialization
- Banking professional experience minimum three years, preferably within credit department
- Good knowledge of Banking Laws and Regulations
- Very good knowledge of accountancy and financial analysis
- Strong analytical skills, attention to details and ability to make correlations and track down discrepancies
- Time management skills
- Proactive
- Team player
- Very good knowledge of Business & Financial English
- Very good command of MS Office
UniCredit Group este una din cele mai mari organizatii financiar-bancare din Europa, fiind numarul 1 pe piata bancara din Europa Centrala si de Est. UniCredit este prezent in 23 de tari, unde 170.000 angajati deservesc peste 40 milioane de clienti prin intermediul a 9,000 de sucursale.
Vino sa crestem impreuna!
Ce inseamna o cariera in Unicredit Tiriac Bank?
- Te alaturi grupului financiar nr.1 din Europa Centrala si de Est
- Esti parte din echipa de specialisti care deserveste peste 35 de milioane de clienti din intreaga lume
- Inveti prin programele de training special concepute pentru tine
- Te dezvolti avand posibilitatea de a avansa la numai 12 luni de la angajare
- Esti rasplatit printr-un pachet salarial corelat cu rezultatele muncii tale
Trebuie sa stii ca, daca vedem in tine o persoana energica, cu abilitatea de a lucra in echipa si o gandire rapida si flexibila, atunci vom face tot posibilul sa te ajutam sa te dezvolti alaturi de noi