Job expirat
-Verify the completeness and correctness of the documentation in the SME credit file, as well as the correctness of the information (electronic versus printed data) where applicable;
-Inform in time the sales force in case of incomplete/incorrect documentation/data;
-Correct data in the electronic application, based on supporting documents in the file, when applicable and in accordance with the internal procedures;
-Perform external checks, according to the procedures;
-Verify the collateral acceptance criteria;
-Approve/reject applications, based on compliance/non-compliance with internal policy and procedures and in accordance with the results of the credit-controls performed;
-Issue the loan and mortgage agreements, as well as other complementary contracts and documents necessary for concluding the loan disbursement and instruct correspondingly the disbursement and collateral booking, if case.
-University degree - economics ;
-Minimum 1 year banking experience in loans – individuals and/or SME’s; experience in SME’s is an asset or minimum 1 year experience as junior accountant (book-keeping or related accounting and controlling area, for companies);
-Analytical;
-Task-oriented;
-Team player;
-Self-starter;
-Open minded;
-With ambition and energy;
-With ability to identify risks related to specific activity and to clearly address them to the relevant decision makers;
-Long term thinking.
ING Bank Romania is part of ING Group, a global financial services company of Dutch origin with 150 years of experience, providing a wide array of banking, insurance and asset management services in 59 countries, having over 114,000 employees.
ING Bank Romania celebrates 14 years of presence on the Romanian market, being the first international bank to open a local branch after 1989. ING Bank offers products and services to individuals, families, small businesses, large corporations, institutions and governments.
ING is dedicated to deliver financial services valued by clients. We can only achieve this mission through our people.
At ING people who deliver results will be fairly recognized and rewarded. People with the right mentality enjoy an unbeatable combination of challenges and early responsibility. And people joining ING will be connected to a wealth of training, development and career opportunities. Combine all of these and you’ll have ‘what’s in it for me’ for new recruits.