Job expirat
- Evaluate corporate clients and prospects in line with risk parameters, using standard procedures and guidelines;
- Perform credit analysis and financial analysis of companies, production of financial projections and cash-flow model to assess the financial performance and business prospects of the potential customers;
-Write credit proposals and prepare the document packages, ensuring that all documents required by the Risk Management department are present and consistent with credit policies in place
- Provide support to account managers in research, analysis and ancillary support for client and business development activity;
- Identify key policy, deal structuring, and risk issues to be addressed and advise account managers on presentation issues, ING policy, risk acceptance standards, deal structuring to ensure that proposals address all key risks prior to submission for approval;
- Prepare required reports to assist the sales department in building a healthy and profitable asset portfolio and to actively contribute to achieving departmental reporting objectives and earnings targets and budgets;
1. Professional experience/Technical skills
- 3-5 years of bank or lease experience in a credit analyst, corporate lending or risk management role
2. Business skills
- Ability to make sound judgments
- Superior attention to detail with sharp quantitative skills
- Drive, initiative and discipline
- Flexibility and teamwork
- Focus and commitment
- Very good communication skills
- Good analytical skills with structured thinking
- Able to work under pressure
- Quality driven attitude
- Strong, self-motivated mature professional
ING Romania is part of ING Group, international financial institution of Dutch origin, offering banking, insurance and asset management services to 60 million clients in 50 countries, through its 112,000 employees. ING Romania covers 62 cities through its bank branches and life insurance agencies and employs about 900 full-time staff, also benefiting from a network of 2,000 life insurance consultants. In 2004, ING celebrated 10 years of presence on the Romanian market, being the first international bank to open a branch after 1989. ING is dedicated to deliver financial services valued by clients. We can only achieve this mission through our people. This is why we put a continuous effort in recognising and attracting talent and further developing our human capital. ING core values represent the fundamental beliefs and the basics of our way of doing business: Integrity, Entrepreneurship, Professionalism, Responsiveness and Teamwork. We try to identify them in each and every employee