Job expirat
Our client is an important multinational financial institution.
The mission of this Credit Risk Manager Real Estate is to ensure the credit risk assessment of the loan proposals based on the information provided by the Branch and submitted to the Head Office for the approval of the Credit/ Management Committees.
The responsibilitiies for this positions are:
- Credit risk assessment of credit applications for Real Estate deals, daily follow up of the credit files in progress, communicating directly with branches and corporate or legal department for developing the best lending solution for client and bank;
- Follow the credit policy and make proposals for the improvement of Bank lending procedures;
- Prepares all files for submitting to relevant credit authority together with their opinion;
- Ready to answer to all questions about credit files;
- Inform the management about overall conditions of credits;
- Cooperates with all involved department in finding of information in order to have a clear view about the clients who request credit facilities (Legal, Corporate, Evaluation Desk etc.).
- Close cooperation with Monitoring Department for clarifications, in order to be implemented the credit decision as intended
- Follow close the group exposure of all facilities proposed in order to be submitted to the related approval authority
- Performs visits to branches in order to support them for the credit file when required, preparing and accompany them in visits paid to customers when is necessary.
- Assures relation with Auditors( internal and external) regarding credit related aspects;
- Ensures the performance of any other duties required by law or assigned by the management of the Bank.
- Quality responsibilities: please see W010
- All responsibilities of the position holder are completed by internal working procedures & regulations. The job holder is responsible to know and be updated with procedures in force.
- University graduated, economic specialization
- Banking professional experience within credit risk department minimum two years, preferably with experience in real estate finanacing;
- Good knowledge of Banking Laws and Regulations;
- Very good knowledge of accountancy and financial analysis
- Very good knowledge of Business & Financial English;
- Very good command of MS Office;
- Strong analytical skills, attention to details and ability to make correlations and track down discrepancies;
- Time management skills;
- Proactive and responsible person;
- Team-oriented person.
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