Job expirat
Responsibilities:
- Credit risk assessment of credit applications for Mid Market (Network) clients, daily follow up of the credit files in progress, communicating directly with branches and corporate or legal department for developing the best lending solution for client and bank;
- Follow the credit policy and make proposals for the improvement of UniCredit Tiriac Bank lending procedures;
-Prepares all files for submitting to relevant credit authority together with their opinion;
-Ready to answer to all questions about credit files;
-Inform the management about overall conditions of credits;
-Cooperates with all involved department in finding of information in order to have a clear view about the clients who request credit facilities (Legal, Corporate, Evaluation Desk etc.).
-Close cooperation with Monitoring Department for clarifications, in order to be implemented the credit decision as intended
- Follow close the group exposure of all facilities proposed in order to be submitted to the related approval authority
-Ensures the performance of any other duties required by law or assigned by the management of the Bank.
-University graduated, economic specialization
-Banking professional experience minimum two years, preferably within credit department
-Good knowledge of Banking Laws and Regulations
-Very good knowledge of accountancy and financial analysis
-Strong analytical skills, attention to details and ability to make correlations and track down discrepancies
-Time management skills
-Proactive
-Team player
-Very good knowledge of Business & Financial English
-Very good command of MS Office
UniCredit Group este una din cele mai mari organizatii financiar-bancare din Europa, fiind numarul 1 pe piata bancara din Europa Centrala si de Est. UniCredit este prezent in 23 de tari, unde 170.000 angajati deservesc peste 40 milioane de clienti prin intermediul a 9,000 de sucursale.
UniCredit Tiriac Bank , membra a Unicredit Group este un important jucator pe piata bancara din Romania, cu active in valoare de 3,6 miliarde EUR, o retea de peste 140 sucursale, unde peste 2.600 de angajati vin in ajutorul a peste 600.000 de clienti.