Job expirat
- Analyse and take action in order to mitigate the risks of non-compliance with the commitments undertaken by the clients;
- Advise and support other departments in the process of documenting and booking specific covenants and facility structures;
- Monthly review the reports submitted to Credit Risk Committee to reflect portfolio quality and higher risk positions;
- Monitor corporate credit facilities;check and verify the Covenant Compliance Reports, the Collateral and Inventory Reports, daily excesses, past due reviews, compliance reports and policy and procedure exceptions;
- Follow up with Relationship Management teams on resolutions (waiver requests and corrective action plans);
- Ensure that relevant standards, policies and credit risk procedures are fully adhered to by the branches;
- Review the credit documentation related to approved corporate loans, from approval to disbursement stage;
- Verify the accuracy of all reports and input forms prepared by a team of account managers who are responsible for the administration of credit facilities;
- Monitor the quality of the statistic data input in all the systems and follow up on error statistics reports.
- University degree or comparable secondary level education in a relevant field such as accounting, business, finance, or economics;
- Preferably 1 year of bank experience, generally in a credit analyst, corporate lending or risk management position;
- PC skills (Word, Excel, PowerPoint, Outlook, Atlas, Internet);
- Fluent English, verbal and written;
- Client oriented, can- do attitude, problem solver;
- Very well organised, able to prioritise, positive thinker.
ING Romania is part of ING Group, international financial institution of Dutch origin, offering banking, insurance and asset management services to 60 million clients in 50 countries, through its 112,000 employees.
ING Romania covers 62 cities through its bank branches and life insurance agencies and employs about 900 full-time staff, also benefiting from a network of 2,000 life insurance consultants. In 2004, ING celebrated 10 years of presence on the Romanian market, being the first international bank to open a branch after 1989.
ING is dedicated to deliver financial services valued by clients. We can only achieve this mission through our people. This is why we put a continuous effort in recognising and attracting talent and further developing our human capital. ING core values represent the fundamental beliefs and the basics of our way of doing business: Integrity, Entrepreneurship, Professionalism, Responsiveness and Teamwork. We try to identify them in each and every employee.